Got an Android handset running Android 4.4 or higher and an account with AIB or KBC Bank? Congratulations, you have all the requirements for Android Pay, Google’s contactless payments feature for smartphones.
Google has been experimenting with mobile payments since the introduction of Google Wallet in 2011. That app hasn’t gone away and is being used for peer-to-peer monetary transactions in the US. Google’s own card-based transaction service was closed down earlier this year as the focused switched to Android Pay.
To start using Android Pay, download the Android Pay app from Google Play Store, scan a credit or debit card with the device camera (or enter the details manually), accept the terms & conditions, and complete a verification process.
Once set up simply touch the smartphone on the terminal like a contactless card payment and the transaction is completed.
Android Pay doesn’t send the customers actual card details with the payment. Instead it uses a virtual number to represent the card information, so details stay safe and secure.
As with NFC-enabled cards, transactions are limited to €30 but this limited can be passed if the handset is unlocked prior to payment.
A full list of outlets accepting Android pay can be found here.
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